Our leading strategy

Create benefit funding through smarter payroll economics.

For eligible employers, a preventive-care and payroll-tax optimization strategy may reduce FICA expense and redirect eligible value toward employee benefits and organizational priorities.

The broader approach

This is not simply supplemental insurance.

The strategy begins with an employer-sponsored preventive-care and medical-reimbursement plan. Attentive provides the plan documentation, qualified-benefit platform and administrative infrastructure; the employer adopts and administers the plan.

When eligible employees elect and participate, qualified plan value is processed through payroll. The design may create employee and employer FICA savings, while plan reimbursements are tied to use of qualifying benefits and applicable plan requirements.

Request a Workforce Analysis

1. Establish the planAdopt employer-specific SIMRP plan documents and administrative procedures.

2. Deliver preventive-care valueGive employees access to the PCMP platform and qualified health-management benefits.

3. Process qualified valueCoordinate employee elections and pretax payroll treatment under the adopted structure.

4. Reimburse qualified participationAdminister reimbursements according to plan terms, use and substantiation requirements.

5. Redirect eligible savingsUse available value to support program costs, selected benefits and employer priorities.

Potential outcomes

A strategy designed to benefit both sides of payroll.

Potential employer FICA savings

Potential employee payroll-tax savings

Funding for supplemental protection

Preventive-care and wellness resources

Greater benefit participation

Year-round employee support

Responsible evaluation

Analysis first. Validation before implementation.

We begin with workforce and payroll data, prepare an employer-specific financial model and coordinate review with the appropriate finance, payroll, legal and compliance stakeholders. We do not present illustrative savings as guaranteed results.

A smarter next step

See what the strategy could mean for your workforce.

Start with your latest payroll summary and payroll detail reports. We will model the opportunity before asking you to consider implementation.

Schedule a Strategy Session See how we work